Sell Your Orange County Home for a 1% Full-Service Listing Fee
Most companies reduce their service to lower their fee. We lowered the fee without lowering the service.
Why Choose Fixed Rate Real Estate
The Education You Deserve. The Service You Expect.
Most sellers don't know what they don't know — and that's exactly where Stephanie comes in.
Mortgage, underwriting & real estate experience
How the 1% Listing Works
A Proven Process. Explained Every Step of the Way.
Price Your Home Right
Stephanie conducts a thorough comparative market analysis.
Meet Stephanie Pedley
Experienced, Personal, Education-First.
"You're not being handed off to a team. You're working directly with me."
Mortgage & Underwriting
Deep financing knowledge that helps sellers understand buyer purchasing power and financing conditions
34+ Years of Experience
Mortgage, underwriting, and real estate expertise built over more than three decades in Southern California
Pricing Strategy
Comparative market analysis grounded in real data — not guesswork
Negotiation & Contracts
Skilled negotiator with deep contract experience protecting your interests from offer through closing
Direct Personal Representation
You work with Stephanie directly — not a team, not an assistant, not a junior agent
Southern California service areas
Cities & Communities We Serve
SMS Real Estate serves buyers and sellers throughout Southern California, including communities across Orange, Riverside, San Bernardino, Los Angeles, and San Diego Counties.
Orange County
- Aliso Viejo
- Anaheim Hills
- Dana Point
- Irvine
- Laguna Beach
- Laguna Hills
- Laguna Niguel
- Laguna Woods
- Lake Forest
- Mission Viejo
- San Clemente
- San Juan Capistrano
Riverside County
- Corona
- Eastvale
- Menifee
- Murrieta
- Riverside
- Temecula
San Bernardino County
- Chino Hills
- Fontana
- Rancho Cucamonga
- Redlands
- Upland
- Victorville
Los Angeles County
- Hermosa Beach
- Long Beach
- Malibu
- Palmdale
- Pasadena
- Santa Monica
- West Hollywood
San Diego County
- Carlsbad
- Chula Vista
- Encinitas
- La Jolla
- Rancho Bernardo
- San Diego
Seller Savings Calculator
See How Much You Could Save
Move the slider to your estimated sale price and see your savings instantly.
Traditional 2.5% Listing Fee
$30,000
Listing side only
Fixed Rate 1% Listing Fee
$12,000
Full-service included
Your Savings
$18,000
Equity you keep
Example compares Fixed Rate Real Estate's 1% listing-side fee with a hypothetical 2.5% listing-side fee. Buyer-broker compensation, if any, is separate and negotiable. Actual costs and savings vary by transaction.
Full-Service Representation
1% Does Not Mean Less Service
The fee is lower. The representation is not.
Fixed Rate Real Estate provides full-service professional marketing without reducing the level of representation — from pricing strategy through negotiations, escrow, inspections, appraisal, and closing.
Is This Right for You?
Is a 1% Full-Service Listing Right for You?
Fixed Rate Real Estate may be especially appealing to homeowners who want experienced, full-service representation while keeping more of their home equity.
Client Reviews
What Orange County Sellers Are Saying
Client reviews are being collected. If you've worked with Stephanie, we'd love to hear from you.
Share Your ExperienceEducational Resources
Understand Every Step of Your Sale
Stephanie believes an educated seller is a confident seller.
Orange County Market Insights
Market Conditions Change. Strategy Shouldn't Be Guesswork.
Market conditions vary by city, price range, property type, and neighborhood.
Get Started Today
What Could Your Home Sell For?
Get a personalized home-value review.